The numbers are shocking – over 5,000 confirmed data breaches happened in just one year. Personal data was stolen in more than half of these cases. Verizon’s 2023 report shows secure online banking faces tough challenges as cybercriminals exploit system weaknesses. The Federal Trade Commission’s findings are equally alarming. They documented over 1.8 million cases…
You can earn 6% cash back on everyday purchases with today’s Highest Cash Back Credit Cards . These cards help you save hundreds of dollars when you shop for groceries or eat at restaurants. Most credit cards give you just 1-2% back. The Blue Cash Preferred® Card from American Express stands out by offering 6%…
A 2022 Pew Research Center study reveals a dramatic shift in payment habits. Nearly 40% of Americans don’t use cash at all during a typical week – a significant 41% jump since 2018. My switch to a Discover debit card has proven beneficial. Many people believe cash back rewards only come with credit cards. The…
Credit card debt haunts the average American household with nearly $8,000 each year. Debit cards provide a smarter way to handle your money without piling up debt, even though credit cards might seem convenient. Experts predict checks will completely disappear by 2026 as payment methods continue to evolve. Modern debit cards now come with advanced…